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Water damage to your house may be covered by your homeowners insurance policy, depending on what caused the damage. Learn key distinctions between sudden plumbing failures, roof leaks, and gradual damage that affects your coverage eligibility. Does homeowners insurance cover water damage from leaking pipes
Your home insurance policy should cover any sudden and accidental water damage from a plumbing failure, such as a burst pipe or ruptured water heater. Discover when your homeowners insurance covers water leaks and when it doesn't Homeowners insurance won’t cover water damage due to poor maintenance
However, water damage from faulty plumbing or ruptured pipes is usually covered.
Homeowners insurance usually covers sudden and accidental water damage, like burst pipes or a leaky roof But other types of water damage caused by floods, neglect, or wear and tear are excluded. If you have homeowners insurance, you already have some coverage for water damage However, not all types and sources of water damage are covered by a standard home insurance policy
We take a look at the ins and outs of what may and not be covered. Homeowners insurance covers water damage if it's sudden, like from a burst pipe, but not from floods or slow leaks Flood insurance is sold separately.
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