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Your homeowners insurance policy should cover any sudden water damage due to a plumbing malfunction or broken pipe Homeowners insurance covers plumbing damage from a burst or leaking pipe if it’s sudden and unexpected, but water damage that’s preventable or gradual usually isn’t covered. However, most policies exclude damage to your home that occurred gradually, such as a slow leak, or was caused by regional flooding.
360 reviews will help you understand when your home and belongings damaged by plumbing are and aren’t covered by your homeowners insurance policy. Learn what’s covered, what’s not, and when extra water damage protection may be worth it. Does homeowners insurance cover plumbing
Homeowners insurance typically covers losses resulting from a sudden malfunction, such as a pipe bursting unexpectedly
However, a homeowners policy won't cover slow, constant leaks or other plumbing problems resulting from neglect or improper maintenance. Homeowners insurance can cover water damage from sudden, accidental plumbing problems However, it won’t pay for issues arising from neglect or wear and tear. Most standard homeowners policies help cover water damage if the cause is sudden and accidental, but there may be situations that your policy does not cover
From burst pipes to leaking plumbing, learn what homeowners insurance may and may not help cover. Does homeowners insurance cover plumbing leaks
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