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The chip statute and regulations specify that eligibility is limited to the higher of 200 percent of the federal poverty level (fpl) or 50 percentage points above the medicaid applicable income level (the upper medicaid eligibility level in place in 1997 before the creation of chip). While medicaid programs are required by federal law to cover certain populations up to specified income levels, there is no mandatory income level up to which chip programs must extend coverage. Learn about your child's chip eligibility and the benefits under the children's health insurance program
Enroll or renew at the health insurance marketplace®. Children eligible for chip are in families with incomes too high to qualify for medicaid, but too low to afford private coverage Whatever the reason, if your child or teen is uninsured and ineligible for or enrolled in medical assistance, the children's health insurance program — or chip — may be able to help.
Chip is a joint federal and state initiative created to provide health insurance to children who might otherwise go uninsured
It targets families who earn too much for medicaid but find private health insurance too expensive In some states, chip coverage also extends to pregnant women. Chip covers children in families that earn too much money to qualify for medicaid but cannot afford to buy private insurance. States have different income eligibility rules, but in most states, children up to age 19 with household income up to $60,000 per year (for a family of four) may qualify for chip.
See 2025 chip income limits for u.s Find out if you are eligible for medicaid or the children's health insurance program (chip) Learn how to apply, and find a medicaid or chip health provider. The children's health insurance program (chip)
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