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Great american offers comprehensive abuse and molestation coverage that works to prevent abuse or molestation acts and protects the organization if an accusation or actual loss happens. We write abuse or molestation insurance policies for up to $1 million per occurrence, and $3 million over the life of the policy. Additionally, sexual abuse and molestation claims present a serious liability challenge
Smml insurance typically provides coverage for a range of incidents, claims and liabilities related to sexual misconduct, molestation or abuse Our view of abuse or molestation encompasses more because we know how important it is to keep your employees and your clients safe, and that can only be accomplished when the risks are completely understood It may cover legal defense costs, settlements and judgments arising from allegations made against the organization, its employees, volunteers or representatives.
Sexual abuse and molestation insurance provides protection against claims of sexual misconduct, abuse, or molestation
Unlike other insurers, at tmhcc we know how important these exposures are and offer sexual misconduct and molestation liability (smml) coverage to a broad range of classes. Under this type of insurance, the following type of claims may be covered Actual abuse, threatened abuse, molestation, or sexual harassment Sia offers two limits for sam coverage
$100,000 per occurrence / $300,000 general aggregate (most you'd be paid out per policy period) $1,000,000 per occurrence / $2,000,000 general aggregate
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