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Marcus is fine, but they were very quick to cut rates when the fed did Marcus makes it clear that his internal goal is to live with virtue, particularly wisdom and justice, but his external aim, his preferred outcome, is the common welfare of mankind (nto just his roman subjects, incidentally). Affirm savings is been stable at 0.65% even with the rate changes over the past few years.
Marcus is fine, money is fdic insured and they have competitive rates If you're comfortable with a less familiar name, midfirst vio and bread (comenity) have pretty consistently paid about a half a percent higher this year. You could also use ally, cap one, discover, or any other high yield account
And yes, getting some interest vs no interest is a smart move.
I've been considering switching over from ufb direct to marcus for a hysa for a while now, since i'm a bit paranoid about the long transfer times However, i read a comment from this sub that marcus is allegedly slowly ceasing operations. combined with some other news articles out there, i'm worried that goldman sachs will pull out of consumer banking soon after i open an account I have a checking account with chase and a savings account with marcus by goldman sachs When i initiate a withdrawal from marcus through chase' website, it took almost 6 days to transfer the money
Should i link chase to marcus and initiate the withdrawal from marcus instead Does anyone know how long it usually takes to withdraw. I use this for more traditional savings and am very happy with it It also lets you add additional accounts/buckets if you want to use them to save for different goals or something like that.
I have $140,000 in my chase bank account
I’m going to put $110,000 on marcus According to the interest rate i’ll get about $215 per month Seems too good to be true lol Basically get $0 at chase
Why doesn’t everyone use it then New comments cannot be posted and votes cannot be cast. Marcus is a good solid option for an online high yield savings account, but you give up some yield for the comfort ofa familiar brand This is true for amex savings as well
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