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We evaluated 14 leading insurers to pinpoint which companies offer the best car insurance rates, along with reliable service. We took a sample of information based on multiple sources to find a range of insurance costs. But geico, state farm, and allstate deserve a place at the table, too
For this list, i've included the cheapest car insurance for good drivers, people with incidents, and more Here is how we compared insurance rates We show your cheapest quotes from moneysupermarket and we list other comparisons you may want to check
Based on your answers to the question set, we suggest what to try that may make your quote cheaper, such as checking multicar policies, adding additional drivers to your policy, paying annually rather than monthly and more
The cheapest car insurance companies include geico, progressive, state farm and travelers, according to nerdwallet’s 2025 analysis. Our team considered each insurer’s am best rating, j.d Auto claims satisfaction score, bankrate score, coverage availability and rates to come up with the best options for. Car insurance can be costly, especially if you have tickets, accidents, a teenager, or other risk factors hiking your rates
But it's possible to meet state requirements, protect yourself and. State farm has the cheapest full coverage car insurance in 21 states Insurance rates vary by location, so the most affordable company overall might not offer the cheapest price in your state For example, erie is the cheapest option in four states, despite only selling insurance in 12 states.
Travelers offers the most affordable car insurance rates for a full coverage policy, starting at $175 per month
Usaa offers the cheapest average rates among the major national insurers, along with discounts, bundling options, and specialized resources Its coverage is limited to military members, veterans, and their families, who must become usaa members to access its benefits. We evaluated nine of the country’s largest car insurance companies and ranked them by the average rates we found (cheapest at the top)
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