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For example, if a covered employee becomes entitled to medicare 8 months before the date his/her employment ends (termination of employment is the cobra qualifying event), cobra coverage for his/her spouse and children would last 28 months (36 months minus 8 months). This guide summarizes cobra continuation coverage and explains the rules that apply to group health plans. Cobra requires continuation coverage to last for 18 or 36 months after the date of the qualifying event
The length of time for which continuation coverage must be made available depends on the type of qualifying event.
This website is currently not being updated due to the suspension of federal government services The last update to the site was 10/1/2025 Updates to the site will start again when the federal government resumes operations. One of the protections contained in erisa is the right to cobra continuation coverage, a temporary continuation of group health coverage that would otherwise be lost due to certain life events
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